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ACCOUNT MIN. OPENING
DEPOSIT
MIN. BALANCE
TO OBTAIN APY
RATE * APY
3 Month CD 1,000.00 1,000.00 2.47 2.50
6 Month CD 1,000.00 1,000.00 2.72 2.75
12 Month CD 1,000.00 1,000.00 3.01 3.05
18 Month CD 1,000.00 1,000.00 3.06 3.10
2 Year CD 1,000.00 1,000.00 3.54 3.60
3 Year CD 1,000.00 1,000.00 3.69 3.75
5 Year CD 1,000.00 1,000.00 3.93 4.00


Interest Rates and Annual Percentage Yields are current as of
10-30-2008. 2A penalty may be imposed for early withdrawal. 3The Interest Rate and Annual Percentage Yield may change at any time.

Fees could reduce the earnings on the account.

Please contact one of our dedicated Personal Bankers for additional rate offerings and further information.




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